If you’ve ever tried to make a payment with your phone only to be thwarted by a card reader that only supports a certain type of phone, or requires you to download a specific app, then you know the pain of trying to make a mobile payment with your phone only to be stymied by the fact that your phone doesn’t support mobile payments or you have to download a separate app to make a mobile payment.
Luckily, there are a variety of phone credit card readers that can make a mobile payment work with your phone’s existing software. Plus, they make it easy to upload your business’s photos to Instagram and Facebook, and they’re compatible with most phones.
Read on for our list of the best mobile credit card readers.
Our Editor’s Best Mobile Credit Card Readers Reviews
- Get your money as soon as the next business day.
- Get set up quickly with no long-term commitments. Download the Square Point of Sale app for free, create an account, and start taking payments anywhere.
- Run your business all in one place with the free Square Point of Sale app. Track your sales, manage inventory, accept tips, send receipts digitally, and more.
- Works with Apple devices with a Lightning connector.
- With Square Terminal, you can ring up sales, accept payments, and print receipts, all with one device. Use it at the counter or ring up customers anywhere in your store.
- Accept all major credit and debit cards and pay one low rate with no hidden fees and no long-term contracts.
- Process chip cards in just two seconds.
- Get your money as soon as the next business day.
- Use it cordlessly with the built-in battery, designed to last all day.
- Sold as 1 Each.
- Mobile card reader that accepts payments anywhere, anytime, and even faster than before
- Accept magstripe, chip and contactless payments, including Apple Pay and Google Pay
- Use the free SumUp App on your smartphone or tablet to start accepting transactions right away
- Pay only 2.75% per transaction, without any monthly minimums or hidden costs
- With Square Handheld, you can accept payments, take tableside orders, or scan barcodes anywhere. With a slim design and comfortable grip, the POS is easy to carry in your palm or pocket. Square Handheld is designed to withstand water splashes and dust. Add an optional protective case for accidental drops. A long-lasting battery and offline payments let you keep selling.
- Slim, pocketable, and lightweight so you can accept payments wherever your customers are.
- Take tableside orders, bust lines, or use the built-in barcode scanner, all with one sleek device.
- A battery that can power through your shift and offline payments let you keep selling, even if your internet is down.
- Accept all major credit and debit cards and pay one simple rate with no hidden fees and no long-term contracts required.
- MSR90 is a USB emulation keyboard interface that not need any driver or software,USB simply plug and play
- Reads up to 3 tracks of information,can reads ISO7811, AAMVA, CA DMV and most other card data formats
- Threaded inserts for mounting. LED indicator, green light is on when connecting,green light blinks when cards swiped
- Bi-directional swipe reading, superior reading of high jitter, scratched, and worn magstripe cards, reliable for over 1,000,000 card swipes
- Configuration software makes configuration changes easy,works with: Windows OS and Mac OS
- USB Magnetic Card Reader Credit Card Reader Attention: it's magnetic carder read only! not encoder!
- Support to read magnetic card(no writting function) all 3 tracks, support to read SLE4442 chip card, CPU chip card(APDU command is required for deep development).
- 2 lights on when connected, green light flashing when swiping.
- The card reader is widely used for membership system, check-in checkout system, installed with KIOSK machine to read write card ect.
- If you have any question, feel free to contact our support team for technical support, we're always ready for you!
- 【Audible Prompts】The credit card reader features a built-in buzzer that emits audible prompts up to 20db. This ensures users can receive immediate feedback during transactions, enhancing usability and efficiency.
- 【Plug and Play】With its hassle- plug-and-play design, the square card reader offers stable performance without the need for driver installations. This functionality makes it incredibly easy to use for everyone, saving time and effort.
- 【Sturdy Build】Constructed from premium ABS material, the ID Mobile Phone Card Reader Type C Interface is designed for longevity and reliability. Its robust build ensures it can withstand daily use, assuring you of durability and extended service life.
- 【Versatile Compatibility】Featuring a Type-C connector, the guarantees compatibility with a range of devices including popular brands like and others. This versatility makes it a suitable choice for diverse user needs.
- 【Advanced Technology】The is engineered with an RF receiving line and an embedded microcontroller, combined with a powerful decoding algorithm for ultra-efficient performance in reading cards.
- 【Broad Compatibility】- Our square card reader is designed with a Type-C connector, ensuring compatibility with various phone brands such as , , and .
- 【Professionally Engineered】- Our credit card reader adopts an RF receiving line design and an embedded microcontroller. These combined with a powerful decoding algorithm, result in an ultra-efficient .
- 【Built In Buzzer】- Equipped with a built in buzzer, Our Mobile Card Reader emits sound up to 20db, effectively providing audible prompts for user convenience.
- 【Hassle Usage】- The Mobile Phone Card Reader is plug and play. Boasting stable performance and high efficiency, it does not require any drivers to be installed, hence making it easy to use.
- 【Robust and Long-lasting】- Constructed with premium ABS material, our Portable Mobile Phone Card Reader is built to last. It is , , and has a long service life, providing you with enduring usability.
- Fully Compliant - Complies With All Major Industry Standards, Including Iso/Iec 7816, Usb Ccid, Pc/Sc, And Microsoft Whql. As Well As, Emv 2011 Ver 4.3 Level 1 And Gsa Fips 201.
- Seamless Integration - With Identiv-Specific Smartos You’Ll Get Easy, Complete Support Of All Major Contact Smart Card Ics And Technologies In One Simple Reader.
- Universal Compatibility - Works With Virtually All Contact Chip Cards And Pc Operating Systems, Including Windows, Macos, Linux And Android.
- Fast And Convenient- Shorten Your Transaction Time With A Reader That’S Optimized For Speed. It’S Ultra-Compact And Robust Design Is Streamlined For Mobile Operation, Making This Reader The Best Choice For Convenience, Security And Reliability.
- Ergonomic and cost efficient design
- USB interface, keyboard emulation, no need to install software to read, configuration software for changing settings available.
- Read data from all 3 tracks, high and low coercivity cards, ISO7811, AAMVA, CA DMV and most magnetic card data formats.
- Work on Windows, Mac and other USB capable systems. Work with TXT, notepad, Word, Excel, POS systems and son on.
- Compact size, with 145cm USB cord, two 3mm-diameter screw holes for fixing at the bottom, a LED indicator light
- Perfect for POS, Banking, Loyalty, Access Control, ID verification and other applications.
Best Mobile Credit Card Readers Buying Guide
Before choosing the best mobile credit card reader you should consider following options:
1. Portable: Nowadays, mobile credit card readers are designed to be portable and easily fits in your pocket or purse. This makes them ideal for small business owners who are always on the go.
2. Battery Life: Battery life is another important factor when choosing a mobile credit card reader. Look for a device that is energy efficient and offers long battery life.
3. Connectivity: Make sure your mobile credit card reader offers the connectivity you need. Some readers connect to your phone’s 3G or 4G network, while others connect via Wi-Fi.
4. Security: Security is always a top concern when processing credit cards and mobile credit card readers are no different. Look for readers that encrypt data, tokenization or use 3D secure.5. Cost: All mobile credit card readers have different features and specs, so it’s important to understand your specific needs and choose a device that meets them.
6. Compatibility: Make sure your mobile credit card reader is compatible with the POS system you use.
7. Ease of Use: Mobile credit card readers are designed to be used anywhere, which means people will be using them in the field. This means your device needs to be easy to use and simple to navigate.8. Optional add-ons: Most mobile credit card readers come with standard features, but some also offer additional features for a small fee. You can choose to add these features or not, depending on your specific needs.
What else you should know about mobile credit card readers
1. What are the best mobile credit card readers?
There is no definitive answer to this question as it largely depends on the specific needs and preferences of the person or business using the reader. However, some of the most popular mobile credit card readers include the Square Reader, the PayPal Here reader, and the Intuit GoPayment reader.
2. How do mobile credit card readers work?
Mobile credit card readers typically work by being plugged into a phone or tablet via the headphone jack or Lightning port. They will also often come with a corresponding app that needs to be downloaded in order to track transactions. When a customer is ready to pay, they will hold their card up to the reader and enter their PIN. The reader will then process the payment and the funds will be transferred to the merchant’s account.
3. What are the fees associated with mobile credit card readers?
The fees associated with mobile credit card readers vary depending on the provider. Some providers charge a monthly fee, while others charge a per-transaction fee.
4. Are mobile credit card readers secure?
Yes, mobile credit card readers are secure. They use the same encryption technology as regular credit card readers, so your information is safe.
5. What are the benefits of using a mobile credit card reader?
The benefits of using a mobile credit card reader include convenience, ease of use, and security. With a mobile credit card reader, you can accept credit card payments anywhere you have a cell phone signal. This means that you can take your business with you wherever you go. Additionally, mobile credit card readers are easy to use. You simply swipe the card and enter the amount you want to charge. Finally, mobile credit card readers are very secure. They use encryption to protect your customers’ credit card information.
Conclusion
On the market, there are numerous best mobile credit card readers. Hopefully, the list of the top ten best mobile credit card readers will save you time researching and deciding on the best one for you.